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New York city, NY

ZIP 11413 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11413

Median Home Value
$631,700
Median Rent
$1,826
Affordability Snapshot
$174,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,058/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11413 in New York city, NY, a household would need roughly $174,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,058. That is about 52% above the local median household income ($114,766), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.7%+11% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
5.0%-66% vs US avg
x
Built Pre-1939
17.8%+39% vs US avg
x
Built Post-2014
0.0%-99% vs US avg
x
Rent Burden >30%
19.3%-61% vs US avg
x
Mortgage-Free
26.1%-32% vs US avg
x
$631,700
Home Value
$1,826
Rent
1952
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.7%
  • 1-unit attached12.2%
  • 2-9 units34.2%
  • 10+ units1.6%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$631,700
Median rent$1,826
Owner-occupied72.7%
Vacant5.3%
Price-to-income5.5x
Est. income to buy$174,000