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New York city, NY

ZIP 11426 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11426

Median Home Value
$676,100
Median Rent
$1,994
Affordability Snapshot
$186,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,343/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11426 in New York city, NY, a household would need roughly $186,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,343. That is about 73% above the local median household income ($107,591), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
70.2%+7% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
22.3%+74% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
19.6%-61% vs US avg
x
Mortgage-Free
43.0%+13% vs US avg
x
$676,100
Home Value
$1,994
Rent
1951
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.8%
  • 1-unit attached7.6%
  • 2-9 units33.3%
  • 10+ units4.2%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$676,100
Median rent$1,994
Owner-occupied70.2%
Vacant6.4%
Price-to-income6.3x
Est. income to buy$186,000