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New York city, NY

ZIP 11427 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11427

Median Home Value
$690,200
Median Rent
$1,562
Affordability Snapshot
$190,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,434/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11427 in New York city, NY, a household would need roughly $190,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,434. That is about 106% above the local median household income ($92,129), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
65.0%-1% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
4.7%-69% vs US avg
x
Built Pre-1939
21.8%+70% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
26.3%-47% vs US avg
x
Mortgage-Free
47.3%+24% vs US avg
x
$690,200
Home Value
$1,562
Rent
1952
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.2%
  • 1-unit attached8.2%
  • 2-9 units26.0%
  • 10+ units24.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$690,200
Median rent$1,562
Owner-occupied65.0%
Vacant3.7%
Price-to-income7.5x
Est. income to buy$190,000