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New York city, NY

ZIP 11428 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11428

Median Home Value
$666,200
Median Rent
$1,685
Affordability Snapshot
$183,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,279/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11428 in New York city, NY, a household would need roughly $183,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,279. That is about 115% above the local median household income ($84,977), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (23% built before 1939)

Owner Occupied
73.3%+12% vs US avg
x
Vacancy Rate
4.9%-52% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
22.8%+78% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
42.9%-14% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$666,200
Home Value
$1,685
Rent
1938
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.8%
  • 1-unit attached3.4%
  • 2-9 units26.0%
  • 10+ units7.8%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$666,200
Median rent$1,685
Owner-occupied73.3%
Vacant4.9%
Price-to-income7.8x
Est. income to buy$183,000