ZIP Code 11702 — Gilgo CDP, NY Demographics & Data

ZIP code 11702 covers Gilgo, NY in Suffolk County with a population of about 14,002.

At a glance, the area shows median age of 46.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 631, 934; U.S. House district NY-2; the NEW YORK media market.

Median household income in ZIP 11702 is about $136,711 — about 82% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.7%; unemployment rate near 4.3%; 53.3% of adults with a bachelor’s degree or higher (about 19.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Healthcare; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $598,600 — about 72% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,231 (about 92% above the U.S. median rent ($1,163)), and owner-occupancy near 83.3% (about 17.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 11702 in Gilgo, NY, a household would need roughly $165,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,845. That is about 21% above the local median household income ($136,711), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gilgo CDP, NY as Relatively High (composite score 97.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.3) and hurricane (96.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gilgo CDP, NY show little to no average snow and around 38.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 605 for ZIP 11702 (Gilgo CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.