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Sound Beach CDP, NY

ZIP 11789 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11789

Median Home Value
$384,300
Median Rent
$2,616
Affordability Snapshot
$106,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,469/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11789 in Sound Beach CDP, NY, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,469. That sits below the local median household income ($140,665), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.7%+29% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
16.4%+28% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
36.0%-27% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$384,300
Home Value
$2,616
Rent
1957
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached98.1%
  • 1-unit attached0.0%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$384,300
Median rent$2,616
Owner-occupied84.7%
Vacant3.0%
Price-to-income2.7x
Est. income to buy$106,000