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Mastic CDP, NY

ZIP 11950 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11950

Median Home Value
$372,900
Median Rent
$1,655
Affordability Snapshot
$103,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,395/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11950 in Mastic CDP, NY, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,395. That is roughly in line with the local median household income ($105,593). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.9%+25% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
6.9%-53% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
28.7%-25% vs US avg
x
$372,900
Home Value
$1,655
Rent
1977
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.2%
  • 1-unit attached1.3%
  • 2-9 units0.7%
  • 10+ units0.3%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$372,900
Median rent$1,655
Owner-occupied81.9%
Vacant5.7%
Price-to-income3.5x
Est. income to buy$103,000