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Peconic CDP, NY

ZIP 11958 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11958

Median Home Value
$830,600
Median Rent
$1,840
Affordability Snapshot
$229,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,336/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

12.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11958 in Peconic CDP, NY, a household would need roughly $229,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,336. That is about 256% above the local median household income ($64,263), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.0%+9% vs US avg
x
Vacancy Rate
42.5%+312% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
62.3%+63% vs US avg
x
$830,600
Home Value
$1,840
Rent
1980
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.2%
  • 1-unit attached3.2%
  • 2-9 units3.6%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$830,600
Median rent$1,840
Owner-occupied71.0%
Vacant42.5%
Price-to-income12.9x
Est. income to buy$229,000