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North Sea CDP, NY

ZIP 11968 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11968

Median Home Value
$1,171,100
Median Rent
$1,909
Affordability Snapshot
$322,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,523/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

51.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11968 in North Sea CDP, NY, a household would need roughly $322,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,523. That is about 120% above the local median household income ($146,138), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 47% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.8%+31% vs US avg
x
Vacancy Rate
47.0%+356% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
15.8%+7% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
49.0%+28% vs US avg
x
$1,171,100
Home Value
$1,909
Rent
1985
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.3%
  • 1-unit attached3.4%
  • 2-9 units4.2%
  • 10+ units3.6%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,171,100
Median rent$1,909
Owner-occupied85.8%
Vacant47.0%
Price-to-income8.0x
Est. income to buy$322,000