ZIP Code 11972 — Remsenburg-Speonk CDP, NY Demographics & Data

ZIP code 11972 covers Remsenburg-Speonk, NY in Suffolk County with a population of about 309.

At a glance, the area shows median age of 47.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 631, 934; U.S. House district NY-1; the NEW YORK media market.

On socioeconomic markers, US5 shows a poverty rate of 33.7%; unemployment rate near 0.0%; 53.1% of adults with a bachelor’s degree or higher (about 19.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education and Finance and insurance; about 100.0% of workers reporting work-from-home (about 84.8 points above the U.S. share (15.2%)).

Median home value is about $851,600 — about 145% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 60.8% (about 4.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 11972 in Remsenburg-Speonk, NY, a household would need roughly $234,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,470. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Remsenburg-Speonk CDP, NY as Relatively High (composite score 97.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.3) and hurricane (96.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Remsenburg-Speonk CDP, NY show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 11972 (Remsenburg-Speonk CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.