ZIP Code 11975 — Wainscott CDP, NY Demographics & Data

ZIP code 11975 covers Wainscott, NY in Suffolk County with a population of about 423.

At a glance, the area shows median age of 53.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 631, 934; U.S. House district NY-1; the NEW YORK media market.

Wainscott, NY ranks among higher-income / higher-home-value communities on US5 (very high median home values). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

On socioeconomic markers, US5 shows a poverty rate of 19.9%; unemployment rate near 10.0%; 58.9% of adults with a bachelor’s degree or higher (about 25.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Finance and insurance, and Administrative support; about 29.3% of workers reporting work-from-home (about 14.1 points above the U.S. share (15.2%)); a mean commute of about 140.0 minutes (U.S. average near 26.8).

Median home value is about $2,000,001 — about 475% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.7% (about 30.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 11975 in Wainscott, NY, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wainscott CDP, NY as Relatively High (composite score 97.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.3) and hurricane (96.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wainscott CDP, NY show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 11975 (Wainscott CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.