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Altamont village, NY

ZIP 12009 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12009

Median Home Value
$321,500
Median Rent
$1,218
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,065/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12009 in Altamont village, NY, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,065. That sits below the local median household income ($114,352), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.2%+20% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
8.7%-41% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
11.5%-77% vs US avg
x
Mortgage-Free
30.1%-21% vs US avg
x
$321,500
Home Value
$1,218
Rent
1973
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.3%
  • 1-unit attached1.8%
  • 2-9 units16.8%
  • 10+ units1.6%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$321,500
Median rent$1,218
Owner-occupied78.2%
Vacant3.6%
Price-to-income2.8x
Est. income to buy$88,000