ZIP Code 12089 — undefined, undefined Demographics & Data

ZIP code 12089 covers ZIP 12089 with a population of about 3,497.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in the ALBANY - SCHENECTADY - TROY media market.

Median household income in ZIP 12089 is about $86,648 — about 15% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 0.7%; 24.9% of adults with a bachelor’s degree or higher (about 8.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Food services; about 18.4% of workers reporting work-from-home (about 3.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $228,800 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $778 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 79.9% (about 14.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12089, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,470. That sits below the local median household income ($86,648), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for ZIP 12089 show little to no average snow and around 38.6 inches of annual precipitation.