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Speculator village, NY

ZIP 12164 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 12164

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Speculator village, NY as Very Low (composite score 15.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (46.9) and flood (41.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Very Low
Risk index
15.1
Flood risk
41.8
Wildfire risk
3.1
Hurricane risk
46.9
Earthquake risk
47.7
Tornado risk
11.2
Winter weather risk
23.9
Hail risk
2.9
Air Quality (EPA AQI)

County-level annual air quality from EPA. Good days = healthy to breathe; unhealthy = sensitive groups or worse.

36
Median AQI
96.6%
Good Days

Air quality healthy to breathe

0.0%
Unhealthy / Hazardous

Sensitive groups or worse

Climate & Weather in ZIP Code 12164

Climate normals for Speculator village, NY show little to no average snow and around 43.5 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Very Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
4b
Annual Snow Days
0
Annual Precipitation
43.55 in
FEMA NRI rating
Very Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone4b
Annual precip (in)43.55
Snow days0
Broadband access87.1%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingVery Low
NRI risk index15.1
Flood risk (NRI)41.8
Wildfire risk (NRI)3.1
Hurricane risk (NRI)46.9
IRS net migration22
Median AQI36
Good AQI days96.6%