What to know about ZIP 12212
ZIP code 12212 covers ZIP 12212 with a population of about 2,354.
At a glance, the area shows median age of 46.4 versus a U.S. median of about 38.9.
It sits in the ALBANY - SCHENECTADY - TROY media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 12212 covers ZIP 12212 with a population of about 2,354.
At a glance, the area shows median age of 46.4 versus a U.S. median of about 38.9.
It sits in the ALBANY - SCHENECTADY - TROY media market.
Median household income in ZIP 12212 is about $95,083 — about 27% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 4.6%; unemployment rate near 3.5%; 36.7% of adults with a bachelor’s degree or higher (about 3.0 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Public administration, Retail trade, and Healthcare; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $246,900 — about 29% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,115 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 96.1% (about 30.7 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 12212, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,586. That sits below the local median household income ($95,083), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.