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Schenectady city, NY

ZIP 12307 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 12307

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Schenectady city, NY as Relatively Low (composite score 71.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (82.9) and hurricane (75.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
71.3
Flood risk
82.9
Wildfire risk
21.5
Hurricane risk
75.7
Earthquake risk
66.9
Tornado risk
70.7
Winter weather risk
47.5
Hail risk
48.1

Climate & Weather in ZIP Code 12307

Climate normals for Schenectady city, NY show little to no average snow and around 40.7 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
6a
Annual Snow Days
0
Annual Precipitation
40.68 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone6a
Annual precip (in)40.68
Snow days0
Broadband access78.9%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index71.3
Flood risk (NRI)82.9
Wildfire risk (NRI)21.5
Hurricane risk (NRI)75.7
IRS net migration345