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Pine Hill CDP, NY

ZIP 12410 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12410

Median Home Value
$252,200
Median Rent
N/A
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,620/mo PITI).

8.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 12410 in Pine Hill CDP, NY, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,620. That is about 122% above the local median household income ($31,033), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 55% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.1%+38% vs US avg
x
Vacancy Rate
54.7%+431% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
41.7%+9% vs US avg
x
$252,200
Home Value
N/A
Rent
1957
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.4%
  • 1-unit attached5.0%
  • 2-9 units5.5%
  • 10+ units0.0%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$252,200
Median rent$-666,666,666
Owner-occupied90.1%
Vacant54.7%
Price-to-income8.1x
Est. income to buy$69,000