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Lake Katrine CDP, NY

ZIP 12449 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12449

Median Home Value
$226,900
Median Rent
$1,417
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,458/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12449 in Lake Katrine CDP, NY, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,458. That sits below the local median household income ($75,268), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.7%-13% vs US avg
x
Vacancy Rate
8.3%-20% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
5.3%-23% vs US avg
x
Rent Burden >30%
17.1%-66% vs US avg
x
Mortgage-Free
55.2%+45% vs US avg
x
$226,900
Home Value
$1,417
Rent
1973
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.7%
  • 1-unit attached6.2%
  • 2-9 units21.9%
  • 10+ units10.4%
  • Mobile home & other12.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$226,900
Median rent$1,417
Owner-occupied56.7%
Vacant8.3%
Price-to-income3.0x
Est. income to buy$62,000