ZIP Code 12460 — Preston-Potter Hollow CDP, NY Demographics & Data

ZIP code 12460 covers Preston-Potter Hollow, NY in Albany County with a population of about 161.

At a glance, the area shows median age of 62.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-20; the ALBANY - SCHENECTADY - TROY media market.

Preston-Potter Hollow, NY fits a retirement-oriented profile (high share of residents 65+ (45.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 47.8% of adults with a bachelor’s degree or higher (about 14.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Education, and Construction; about 10.3% of workers reporting work-from-home (about 4.9 points below the U.S. share (15.2%)); a mean commute of about 61.0 minutes (U.S. average near 26.8).

Median home value is about $213,100 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12460 in Preston-Potter Hollow, NY, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,369. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Preston-Potter Hollow CDP, NY as Relatively Moderate (composite score 85.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.3) and hurricane (84.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Preston-Potter Hollow CDP, NY show little to no average snow.

IRS migration statistics show a net inflow of about 7 for ZIP 12460 (Preston-Potter Hollow CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.