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Pine Hill CDP, NY

ZIP 12465 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12465

Median Home Value
$335,300
Median Rent
N/A
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,154/mo PITI).

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 12465 in Pine Hill CDP, NY, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,154. That is roughly in line with the local median household income ($84,141). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.8%+40% vs US avg
x
Vacancy Rate
41.8%+305% vs US avg
x
Broadband Access
69.8%-20% vs US avg
x
4+ Bedrooms
9.2%-38% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
100.0%+101% vs US avg
x
Mortgage-Free
75.3%+97% vs US avg
x
$335,300
Home Value
N/A
Rent
1938
Year Built
1993
Moved In

Residents have lived here since ~1993 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.2%
  • 1-unit attached12.5%
  • 2-9 units2.2%
  • 10+ units2.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$335,300
Median rent$-666,666,666
Owner-occupied91.8%
Vacant41.8%
Price-to-income4.0x
Est. income to buy$92,000