ZIP Code 12518 — Firthcliffe CDP, NY Demographics & Data

ZIP code 12518 covers Firthcliffe, NY in Orange County with a population of about 5,728.

At a glance, the area shows median age of 43.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-18; the NEW YORK media market.

Median household income in ZIP 12518 is about $99,833 — about 33% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.8%; unemployment rate near 3.5%; 53.6% of adults with a bachelor’s degree or higher (about 19.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $358,200 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,565 (about 35% above the U.S. median rent ($1,163)), and owner-occupancy near 70.2% (about 4.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12518 in Firthcliffe, NY, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,301. That is roughly in line with the local median household income ($99,833). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Firthcliffe CDP, NY as Relatively Moderate (composite score 90.6), which is among the highest nationally. The strongest component scores on US5 are flood (93.4) and hurricane (90.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Firthcliffe CDP, NY show little to no average snow and around 51.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 247 for ZIP 12518 (Firthcliffe CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.