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Bloomingburg village, NY

ZIP 12721 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12721

Median Home Value
$307,800
Median Rent
$1,182
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,977/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12721 in Bloomingburg village, NY, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,977. That is roughly in line with the local median household income ($84,188). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.1%+16% vs US avg
x
Vacancy Rate
15.6%+52% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
8.5%-33% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
49.4%-1% vs US avg
x
Mortgage-Free
47.9%+25% vs US avg
x
$307,800
Home Value
$1,182
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.6%
  • 1-unit attached4.5%
  • 2-9 units9.9%
  • 10+ units1.8%
  • Mobile home & other19.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$307,800
Median rent$1,182
Owner-occupied76.1%
Vacant15.6%
Price-to-income3.7x
Est. income to buy$85,000