US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 12726
  5. Housing & Real Estate
Lake Huntington CDP, NY

ZIP 12726 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12726

Median Home Value
$308,300
Median Rent
$726
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,980/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12726 in Lake Huntington CDP, NY, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,980. That is roughly in line with the local median household income ($73,919). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.8%+39% vs US avg
x
Vacancy Rate
29.5%+186% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
46.0%-7% vs US avg
x
Mortgage-Free
48.1%+26% vs US avg
x
$308,300
Home Value
$726
Rent
1968
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.3%
  • 1-unit attached0.3%
  • 2-9 units4.3%
  • 10+ units0.0%
  • Mobile home & other9.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$308,300
Median rent$726
Owner-occupied90.8%
Vacant29.5%
Price-to-income4.2x
Est. income to buy$85,000