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Narrowsburg CDP, NY

ZIP 12764 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12764

Median Home Value
$228,600
Median Rent
$707
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,468/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12764 in Narrowsburg CDP, NY, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,468. That is roughly in line with the local median household income ($62,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 43% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.6%+26% vs US avg
x
Vacancy Rate
42.5%+313% vs US avg
x
Broadband Access
92.6%+6% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
11.3%-12% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
2.7%-95% vs US avg
x
Mortgage-Free
40.4%+6% vs US avg
x
$228,600
Home Value
$707
Rent
1970
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.9%
  • 1-unit attached0.4%
  • 2-9 units2.8%
  • 10+ units0.7%
  • Mobile home & other11.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$228,600
Median rent$707
Owner-occupied82.6%
Vacant42.5%
Price-to-income3.6x
Est. income to buy$63,000