US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 12771
  5. Housing & Real Estate
Port Jervis city, NY

ZIP 12771 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12771

Median Home Value
$246,100
Median Rent
$1,161
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,581/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12771 in Port Jervis city, NY, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,581. That is roughly in line with the local median household income ($67,926). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.8%-5% vs US avg
x
Vacancy Rate
8.7%-16% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
5.0%-66% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
35.5%-29% vs US avg
x
Mortgage-Free
53.9%+41% vs US avg
x
$246,100
Home Value
$1,161
Rent
1958
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.4%
  • 1-unit attached1.0%
  • 2-9 units20.2%
  • 10+ units10.8%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$246,100
Median rent$1,161
Owner-occupied61.8%
Vacant8.7%
Price-to-income3.6x
Est. income to buy$68,000