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Sparrow Bush CDP, NY

ZIP 12780 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12780

Median Home Value
$215,000
Median Rent
$1,002
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,381/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12780 in Sparrow Bush CDP, NY, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,381. That sits below the local median household income ($72,219), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.9%+10% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
5.8%-60% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
42.0%-16% vs US avg
x
Mortgage-Free
39.7%+4% vs US avg
x
$215,000
Home Value
$1,002
Rent
1978
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.0%
  • 1-unit attached2.5%
  • 2-9 units15.1%
  • 10+ units0.0%
  • Mobile home & other7.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$215,000
Median rent$1,002
Owner-occupied71.9%
Vacant10.2%
Price-to-income3.0x
Est. income to buy$59,000