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Wurtsboro village, NY

ZIP 12790 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12790

Median Home Value
$203,400
Median Rent
$1,225
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,307/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12790 in Wurtsboro village, NY, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,307. That sits below the local median household income ($82,772), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
34.4%+234% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
18.5%+44% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$203,400
Home Value
$1,225
Rent
1954
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.1%
  • 1-unit attached0.8%
  • 2-9 units4.4%
  • 10+ units1.2%
  • Mobile home & other11.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$203,400
Median rent$1,225
Owner-occupied80.0%
Vacant34.4%
Price-to-income2.5x
Est. income to buy$56,000