ZIP Code 12864 — undefined, NY Demographics & Data

ZIP code 12864 covers NY in Hamilton County with a population of about 9.

It sits in telephone area codes 518, 838; U.S. House district NY-21; the ALBANY - SCHENECTADY - TROY media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 55.6%; 100.0% of adults with a bachelor’s degree or higher (about 66.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services; a mean commute of about 4.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for NY as Very Low (composite score 15.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (46.9) and flood (41.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics for ZIP 12864 (NY) are roughly balanced (near-zero net) on US5’s published series.