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, NY

ZIP 12874 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12874

Median Home Value
$475,000
Median Rent
N/A
Affordability Snapshot
$131,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,051/mo PITI).

To comfortably buy a median-priced home in ZIP 12874 in NY, a household would need roughly $131,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,051. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 77% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
77.4%+18% vs US avg
x
Vacancy Rate
77.3%+650% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
14.1%-5% vs US avg
x
Built Pre-1939
21.4%+67% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
60.0%+57% vs US avg
x
$475,000
Home Value
N/A
Rent
1952
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.5%
  • 1-unit attached1.9%
  • 2-9 units4.6%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$475,000
Median rent$-666,666,666
Owner-occupied77.4%
Vacant77.3%
Est. income to buy$131,000