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, NY

ZIP 12943 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12943

Median Home Value
$222,400
Median Rent
$1,575
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,429/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

11.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12943 in NY, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,429. That is roughly in line with the local median household income ($54,943). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 71% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.4%+6% vs US avg
x
Vacancy Rate
71.1%+590% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
18.4%+24% vs US avg
x
Built Pre-1939
11.2%-12% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
32.4%-35% vs US avg
x
Mortgage-Free
47.6%+25% vs US avg
x
$222,400
Home Value
$1,575
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.3%
  • 1-unit attached4.3%
  • 2-9 units2.6%
  • 10+ units2.9%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,400
Median rent$1,575
Owner-occupied69.4%
Vacant71.1%
Price-to-income4.0x
Est. income to buy$61,000