ZIP Code 12964 — undefined, NY Demographics & Data

ZIP code 12964 covers NY in Essex County with a population of about 46.

At a glance, the area shows median age of 65.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-21; the BURLINGTON - PLATTSBURGH media market.

NY reads as a military / base-oriented community on US5’s intent model (elevated veteran share (19.5%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 12964 is about $79,063 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.1%; unemployment rate near 100.0%; 48.8% of adults with a bachelor’s degree or higher (about 15.1 points above the national share (33.7%)).

Housing tenure and rents show owner-occupancy near 88.9% (about 23.5 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Low (composite score 62.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.9) and hurricane (65.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow.

IRS migration statistics show a net inflow of about 2 for ZIP 12964 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.