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Cayuga village, NY

ZIP 13034 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13034

Median Home Value
$177,500
Median Rent
$694
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,140/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13034 in Cayuga village, NY, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,140. That sits below the local median household income ($102,813), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.9%+31% vs US avg
x
Vacancy Rate
27.7%+169% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
22.8%-54% vs US avg
x
Mortgage-Free
49.1%+28% vs US avg
x
$177,500
Home Value
$694
Rent
1967
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.2%
  • 1-unit attached2.1%
  • 2-9 units5.5%
  • 10+ units1.0%
  • Mobile home & other13.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,500
Median rent$694
Owner-occupied85.9%
Vacant27.7%
Price-to-income1.7x
Est. income to buy$49,000