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Groton village, NY

ZIP 13073 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13073

Median Home Value
$167,900
Median Rent
$847
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,079/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13073 in Groton village, NY, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,079. That sits below the local median household income ($71,316), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.1%+13% vs US avg
x
Vacancy Rate
5.4%-47% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
38.3%-23% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$167,900
Home Value
$847
Rent
1970
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.3%
  • 1-unit attached0.0%
  • 2-9 units11.6%
  • 10+ units5.2%
  • Mobile home & other10.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$167,900
Median rent$847
Owner-occupied74.1%
Vacant5.4%
Price-to-income2.4x
Est. income to buy$46,000