ZIP Code 13090 — Liverpool village, NY Demographics & Data

ZIP code 13090 covers Liverpool, NY in Onondaga County with a population of about 29,180.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area codes 315, 680; U.S. House district NY-22; the SYRACUSE media market.

Liverpool, NY sits in a university / college context (near bryant & stratton college-syracuse north (1.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 13090 is about $90,315 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.8%; unemployment rate near 3.8%; 42.4% of adults with a bachelor’s degree or higher (about 8.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $196,600 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,161 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 68.9% (about 3.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 13090 in Liverpool, NY, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,263. That sits below the local median household income ($90,315), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Liverpool village, NY as Relatively Moderate (composite score 91.3), which is among the highest nationally. The strongest component scores on US5 are flood (95.2) and hurricane (77.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Liverpool village, NY show little to no average snow and around 47.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,260 for ZIP 13090 (Liverpool village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.