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Fair Haven village, NY

ZIP 13156 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13156

Median Home Value
$159,800
Median Rent
$467
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,027/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13156 in Fair Haven village, NY, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,027. That sits below the local median household income ($70,662), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 40% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.8%+31% vs US avg
x
Vacancy Rate
39.6%+284% vs US avg
x
Broadband Access
84.8%-3% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
8.0%-38% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
12.1%-76% vs US avg
x
Mortgage-Free
49.3%+29% vs US avg
x
$159,800
Home Value
$467
Rent
1960
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.0%
  • 1-unit attached3.8%
  • 2-9 units2.4%
  • 10+ units2.1%
  • Mobile home & other9.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,800
Median rent$467
Owner-occupied85.8%
Vacant39.6%
Price-to-income2.3x
Est. income to buy$44,000