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Sylvan Beach village, NY

ZIP 13157 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13157

Median Home Value
$114,200
Median Rent
$777
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$734/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13157 in Sylvan Beach village, NY, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $734. That sits below the local median household income ($53,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 51% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (23% built before 1939)

Owner Occupied
71.3%+9% vs US avg
x
Vacancy Rate
51.1%+396% vs US avg
x
Broadband Access
80.8%-7% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
22.6%+77% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
36.2%-27% vs US avg
x
Mortgage-Free
61.5%+61% vs US avg
x
$114,200
Home Value
$777
Rent
1955
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.1%
  • 1-unit attached0.0%
  • 2-9 units8.6%
  • 10+ units2.7%
  • Mobile home & other21.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$114,200
Median rent$777
Owner-occupied71.3%
Vacant51.1%
Price-to-income2.1x
Est. income to buy$31,000