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ZIP 13218
Housing & Real Estate

ZIP 13218 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13218

Median Home Value

$309,100

Median Rent

$1,261

Affordability Snapshot

$85,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,986/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13218, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,986. That is roughly in line with the local median household income ($88,667). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

8.7%-87% vs US avg

Vacancy Rate

6.7%-35% vs US avg

Broadband Access

93.9%+8% vs US avg

4+ Bedrooms

0.8%-95% vs US avg

Built Pre-1939

4.3%-66% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

17.1%-66% vs US avg

Mortgage-Free

48.4%+27% vs US avg

$309,100

Home Value

$1,261

Rent

1938

Year Built

2020

Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached3.4%
1-unit attached0.0%
2-9 units10.2%
10+ units86.3%
Mobile home & other0.0%

ZIP 13218 — Housing & Real Estate

Housing & Real Estate in ZIP Code 13218

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Housing & Real Estate key statistics