US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 13327
  5. Housing & Real Estate
Croghan village, NY

ZIP 13327 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13327

Median Home Value
$158,700
Median Rent
$705
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,019/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13327 in Croghan village, NY, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,019. That sits below the local median household income ($61,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.1%+22% vs US avg
x
Vacancy Rate
36.4%+254% vs US avg
x
Broadband Access
82.4%-5% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
32.3%-35% vs US avg
x
Mortgage-Free
58.9%+54% vs US avg
x
$158,700
Home Value
$705
Rent
1974
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached0.2%
  • 2-9 units10.5%
  • 10+ units2.0%
  • Mobile home & other10.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$158,700
Median rent$705
Owner-occupied80.1%
Vacant36.4%
Price-to-income2.6x
Est. income to buy$44,000