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ZIP 13504 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13504

Median Home Value
$95,400
Median Rent
$722
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$613/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13504, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $613. That sits below the local median household income ($39,855), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
36.5%-44% vs US avg
x
Vacancy Rate
13.8%+34% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
19.6%+53% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
30.9%-38% vs US avg
x
Mortgage-Free
70.9%+86% vs US avg
x
$95,400
Home Value
$722
Rent
1938
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached19.9%
  • 1-unit attached0.8%
  • 2-9 units76.1%
  • 10+ units1.9%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$95,400
Median rent$722
Owner-occupied36.5%
Vacant13.8%
Price-to-income2.4x
Est. income to buy$26,000