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ZIP 13505
Housing & Real Estate

ZIP 13505 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13505

Median Home Value

$112,300

Median Rent

$582

Affordability Snapshot

$31,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$721/mo PITI).

23%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13505, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $721. That is roughly in line with the local median household income ($30,550). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

40.1%-39% vs US avg

Vacancy Rate

2.5%-76% vs US avg

Broadband Access

74.8%-14% vs US avg

4+ Bedrooms

1.3%-91% vs US avg

Built Pre-1939

3.3%-74% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

18.6%-63% vs US avg

Mortgage-Free

46.0%+20% vs US avg

$112,300

Home Value

$582

Rent

1938

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached37.8%
1-unit attached0.0%
2-9 units28.5%
10+ units33.7%
Mobile home & other0.0%

ZIP 13505 — Housing & Real Estate

Housing & Real Estate in ZIP Code 13505

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