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Copenhagen village, NY

ZIP 13626 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13626

Median Home Value
$183,400
Median Rent
$739
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,178/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13626 in Copenhagen village, NY, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,178. That sits below the local median household income ($75,662), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.8%+22% vs US avg
x
Vacancy Rate
20.1%+95% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
8.8%-40% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
14.9%-70% vs US avg
x
Mortgage-Free
45.9%+20% vs US avg
x
$183,400
Home Value
$739
Rent
1982
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.4%
  • 1-unit attached1.2%
  • 2-9 units11.5%
  • 10+ units1.9%
  • Mobile home & other12.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$183,400
Median rent$739
Owner-occupied79.8%
Vacant20.1%
Price-to-income2.4x
Est. income to buy$50,000