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Rensselaer Falls village, NY

ZIP 13680 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13680

Median Home Value
$134,600
Median Rent
$600
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$865/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13680 in Rensselaer Falls village, NY, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $865. That sits below the local median household income ($73,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.5%+32% vs US avg
x
Vacancy Rate
11.2%+8% vs US avg
x
Broadband Access
77.1%-11% vs US avg
x
4+ Bedrooms
8.6%-42% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
3.8%-45% vs US avg
x
Rent Burden >30%
3.3%-93% vs US avg
x
Mortgage-Free
42.5%+11% vs US avg
x
$134,600
Home Value
$600
Rent
1980
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.7%
  • 1-unit attached3.8%
  • 2-9 units5.0%
  • 10+ units0.0%
  • Mobile home & other14.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$134,600
Median rent$600
Owner-occupied86.5%
Vacant11.2%
Price-to-income1.8x
Est. income to buy$37,000