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, NY

ZIP 13835 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13835

Median Home Value
$105,000
Median Rent
$577
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$674/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13835 in NY, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $674. That sits below the local median household income ($71,688), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.3%+26% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
84.6%-3% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
23.7%-52% vs US avg
x
Mortgage-Free
56.5%+48% vs US avg
x
$105,000
Home Value
$577
Rent
1978
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.7%
  • 1-unit attached0.5%
  • 2-9 units0.5%
  • 10+ units4.7%
  • Mobile home & other28.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$105,000
Median rent$577
Owner-occupied82.3%
Vacant13.9%
Price-to-income1.5x
Est. income to buy$29,000