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Chenango Bridge CDP, NY

ZIP 13901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13901

Median Home Value
$152,800
Median Rent
$696
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$982/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13901 in Chenango Bridge CDP, NY, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $982. That sits below the local median household income ($54,165), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.3%-15% vs US avg
x
Vacancy Rate
14.8%+44% vs US avg
x
Broadband Access
85.7%-2% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
29.6%-40% vs US avg
x
Mortgage-Free
48.6%+27% vs US avg
x
$152,800
Home Value
$696
Rent
1960
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.2%
  • 1-unit attached3.3%
  • 2-9 units31.0%
  • 10+ units17.1%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,800
Median rent$696
Owner-occupied55.3%
Vacant14.8%
Price-to-income2.8x
Est. income to buy$42,000