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Buffalo city, NY

ZIP 14206 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14206

Median Home Value
$111,600
Median Rent
$717
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$717/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14206 in Buffalo city, NY, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $717. That sits below the local median household income ($46,842), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
61.5%-6% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
81.4%-6% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
52.6%+38% vs US avg
x
$111,600
Home Value
$717
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.3%
  • 1-unit attached2.3%
  • 2-9 units40.1%
  • 10+ units2.0%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$111,600
Median rent$717
Owner-occupied61.5%
Vacant10.2%
Price-to-income2.4x
Est. income to buy$31,000