US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 14208
  5. Housing & Real Estate
Buffalo city, NY

ZIP 14208 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14208

Median Home Value
$118,900
Median Rent
$704
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$764/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14208 in Buffalo city, NY, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $764. That sits below the local median household income ($46,940), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.7%-16% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
87.9%+1% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
9.8%-23% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$118,900
Home Value
$704
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.8%
  • 1-unit attached4.3%
  • 2-9 units51.1%
  • 10+ units6.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,900
Median rent$704
Owner-occupied54.7%
Vacant20.7%
Price-to-income2.5x
Est. income to buy$33,000