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Buffalo city, NY

ZIP 14222 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14222

Median Home Value
$408,100
Median Rent
$1,044
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,622/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14222 in Buffalo city, NY, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,622. That is about 34% above the local median household income ($83,692), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.1%-42% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
6.4%-56% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
21.6%-57% vs US avg
x
Mortgage-Free
28.4%-26% vs US avg
x
$408,100
Home Value
$1,044
Rent
1938
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached23.6%
  • 1-unit attached2.7%
  • 2-9 units56.8%
  • 10+ units16.7%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$408,100
Median rent$1,044
Owner-occupied38.1%
Vacant7.3%
Price-to-income4.9x
Est. income to buy$112,000