US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 14225
  5. Housing & Real Estate
Cheektowaga CDP, NY

ZIP 14225 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14225

Median Home Value
$154,500
Median Rent
$790
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$992/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14225 in Cheektowaga CDP, NY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $992. That sits below the local median household income ($65,562), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.3%+12% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
88.8%+2% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
17.1%+33% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
35.9%-6% vs US avg
x
$154,500
Home Value
$790
Rent
1956
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.9%
  • 1-unit attached1.9%
  • 2-9 units23.5%
  • 10+ units2.3%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,500
Median rent$790
Owner-occupied73.3%
Vacant3.2%
Price-to-income2.4x
Est. income to buy$43,000