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ZIP 14240 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14240

Median Home Value
$51,700
Median Rent
$458
Affordability Snapshot
$14,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$332/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14240, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $332. That sits below the local median household income ($20,927), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
37.6%-43% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
9.3%-28% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
47.4%-5% vs US avg
x
Mortgage-Free
89.4%+134% vs US avg
x
$51,700
Home Value
$458
Rent
1938
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached28.3%
  • 1-unit attached2.7%
  • 2-9 units42.4%
  • 10+ units26.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$51,700
Median rent$458
Owner-occupied37.6%
Vacant20.7%
Price-to-income2.5x
Est. income to buy$14,000