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Clifton Springs village, NY

ZIP 14432 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14432

Median Home Value
$150,900
Median Rent
$599
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$969/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14432 in Clifton Springs village, NY, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $969. That sits below the local median household income ($69,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
8.2%-45% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
42.9%+12% vs US avg
x
$150,900
Home Value
$599
Rent
1960
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.7%
  • 1-unit attached0.3%
  • 2-9 units6.8%
  • 10+ units7.1%
  • Mobile home & other22.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,900
Median rent$599
Owner-occupied80.0%
Vacant9.4%
Price-to-income2.2x
Est. income to buy$42,000